Mortgage Activity

Key Nonbank Indicators

Market share held by nonbanks by quarter for new first-lien originations, agency MBS issuance (with breakouts for total, Fannie Mae, Freddie Mac and Ginnie Mae), and agency MBS servicing (with breakouts for total, Fannie, Freddie and Ginnie).

1Q14-1Q16 Data

Poll

Do mortgage lenders really need a new credit-scoring model or is the current FICO system adequate?

It’s fine. Stick with what works.
Time for a change. Borrowers are different today.
Undecided, still assessing the situation.

vote to see results