Nonconforming

Bank Exposure to Negative Amortization Mortgages

Chart detailing the neg-am holdings of banks. Columns include carrying amount (UPB on balance sheet at end of period), remaining, and total neg-am amount in carrying amount. Also includes carrying amount for four previous years.

4Q14 Data

Poll

With originations expected to drop in 2018, will your shop turn to non-QM/non-prime mortgage products as a way to bolster volumes?

Yes, definitely. We’re planning a launch.
No. It’s still difficult compliance/regulatory-wise.
Maybe. It’s under consideration.
Not now. But things could change as 2018 progresses.

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