Mortgage Rates and Terms

Comparison of Fixed and Adjustable Mortgage Rates

Data comparing rates and points for 30-year fixed-rate mortgages, 15-year fixed-rate mortgages, and 1-year adjustable-rate mortgages by month. Includes average data for the year.

Please note that data prior to 1991 do not include specific types of fixed-rate mortgages.

2014-2016 Data

2012-2014 Data

2009-2011 Data

2006-2008 Data

2003-2005 Data

2000-2002 Data

1997-1999 Data

1994-1996 Data

1991-1993 Data

1985-1990 Data

National Average Fixed-Rate Mortgage Contract Rates

Data for the average fixed-rate mortgage contract rates broken down by new homes, used homes and all homes. Listed by month with yearly averages.

2011-2016 Data

2007-2012 Data

2001-2006 Data

1995-2000 Data

1989-1994 Data

1983-1988 Data

Poll

With the spring homebuying season in full swing, what percentage of your March 2017 application volume has been for “purchase” loans?

75% or higher

48%

50% to 74%

24%

30% to 49%

14%

Under 30%

14%