Agency MBS/Secondary Activity

Sales of Higher-Priced Mortgages (HMDA Data)

Chart detailing volume of sales to Fannie Mae, Freddie Mac, Ginnie Mae, non-agency MBS, affiliates, banks and thrifts, and other (includes insurance companies, mortgage bankers, credit unions, finance companies and Farmer Mac). Includes volumes for market rate sales, total higher-priced sales, and HOEPA loans for 2007-2013. For 2016, also includes volumes for higher-priced sales by percentage above the average prime offer rate.

2007-2016 Data

Poll

With originations expected to drop in 2018, will your shop turn to non-QM/non-prime mortgage products as a way to bolster volumes?

Yes, definitely. We’re planning a launch.
No. It’s still difficult compliance/regulatory-wise.
Maybe. It’s under consideration.
Not now. But things could change as 2018 progresses.

vote to see results