Agency MBS/Secondary Activity

GSE Risk Distribution

Chart detailing share of GSE business by credit score and by loan-to-value ratio.

By quarter, chart shows percentage of business in three credit score buckets (620-699, 700-739, 740+). Also shows percentage of business in three LTV buckets (0-60, 61-80 and 81-97). Statistics provided for purchase loans, refinances and total business. Modified loans and loans with LTV greater than 97 or credit score less than 620 are excluded.

2014-3Q17 Data

Poll

With originations expected to drop in 2018, will your shop turn to non-QM/non-prime mortgage products as a way to bolster volumes?

Yes, definitely. We’re planning a launch.

33%

No. It’s still difficult compliance/regulatory-wise.

20%

Maybe. It’s under consideration.

33%

Not now. But things could change as 2018 progresses.

13%