Agency MBS/Secondary Activity

GSE QM-Patch Lending

Volume of loans with debt-to-income ratio exceeding 43 percent securitized by Fannie Mae and Freddie Mac. Includes high-DTI loans percent of each GSE’s total business and percent of jumbo conforming business.

2013-6M16 Data

Poll

With originations expected to drop in 2018, will your shop turn to non-QM/non-prime mortgage products as a way to bolster volumes?

Yes, definitely. We’re planning a launch.

33%

No. It’s still difficult compliance/regulatory-wise.

20%

Maybe. It’s under consideration.

33%

Not now. But things could change as 2018 progresses.

13%