Agency MBS/Secondary Activity

GSE MBS trends

Credit Trends in GSE Business

Chart providing average underwriting characteristics for Fannie Mae and Freddie Mac MBS issuance. Includes average FICO score, debt-to-income ratio, and loan-to-value ratio by month for purchase loans, first-time buyers, and refinances. Also includes distribution by FICO bucket (620-699, 700-739, and 740 and up) by loan-to-value bucket (80 percent or less, 81 to 95, 95 to 97) by month for purchase loans, first-time buyers and refinances.

5M2015 Data

GSE MBS Trends

Chart detailing single-family MBS issuance by the GSEs.

For quarterly chart, columns include total, share by purpose (purchase, refinance), share by channel (retail, correspondent, broker), share by top five sellers, and share of jumbo. 2009-4Q16 chart presents Fannie Mae data separately from Freddie Mac data. In 2008-1Q17 chart, data is presented for GSEs in combination.

For monthly chart, columns include total volume, volume of purchase loans, volume of refinance loans and refinance share. Also includes average loan characteristics for each period: loan size, loan-to-value ratio, FICO score, and debt-to-income ratio.

2008 - 1Q17 Data

2009 - 4Q16 Data

January 2012 - December 2016 Data

Poll

Who should make the ultimate decision in resolving the future of Fannie Mae and Freddie Mac?

Congress
FHFA
Treasury
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