Agency MBS/Secondary Activity

GSE MBS characteristics

GSE Single-Family Mortgage Pool Characteristics

Breakdown of single-family mortgage pool characteristics for the GSEs, including volume by product type (FRM, ARM) and weighted averages (loan size, LTV, FICO). Data are yearly from 2009-2016 and quarterly from 1Q17-3Q17.

2009-3Q17 Data

GSE New Business Trends by Loan Purpose

Chart includes new GSE business volume for purchase and refinance mortgages. Breakdown includes unpaid principal balance and average FICO score, debt to income and loan to value ratios for each loan purpose. Monthly numbers provided for January to October 2017. Also includes percentage of refinance share.

2014-October 2017 Data

GSE Loan Characteristics: GSE Refinance Business (Loan Count)

Refinance business for both GSEs, with HARP activity broken out into 80-105 and >105 LTV categories. Data are presented yearly 2009-2014 and quarterly 1Q13-4Q16.

2009-4Q16 Data

GSE Loan Characteristics: GSE Refinance Business (Dollar Volume)

Dollar volume of refinance business. Includes breakout for total by each GSE; breakout for high-LTV activity for both GSEs and for each individually; breakout for total GSE market by high-LTV range (80-105 with no mortgage insurance, 106-125, above 125). Comparison rows for recent quarters and years are also presented.

2009-4Q15 Data

Poll

With originations expected to drop in 2018, will your shop turn to non-QM/non-prime mortgage products as a way to bolster volumes?

Yes, definitely. We’re planning a launch.
No. It’s still difficult compliance/regulatory-wise.
Maybe. It’s under consideration.
Not now. But things could change as 2018 progresses.

vote to see results