Government Financials

MMIF Capital Adequacy

Statistics delineating buffer provided by FHA insurance fund by fiscal year. Includes dollar volume for total capital resources, cash flow net present value, economic net worth, and insurance in force as well as capital ratio for forward, reverse and total FHA portfolios and change in total capital ratio.



Do mortgage lenders really need a new credit-scoring model or is the current FICO system adequate?

It’s fine. Stick with what works.
Time for a change. Borrowers are different today.
Undecided, still assessing the situation.

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