Government-Insured Lending

FHA Underwriting Trends

Chart detailing trends for FHA origination volume and loan characteristics. Columns include volume, average debt-to-income ratio, average FICO and average loan-to-volume ratio. Breakouts are all FHA mortgages, purchase mortgages, refinances, and first-time homebuyer.

2013 Data

FHA Trends

Chart detailing trends for FHA originations. Columns include volume by loan purpose and amount (conforming, conforming-jumbo and super jumbo).

2009-1Q17 Data

Poll

With originations expected to drop in 2018, will your shop turn to non-QM/non-prime mortgage products as a way to bolster volumes?

Yes, definitely. We’re planning a launch.
No. It’s still difficult compliance/regulatory-wise.
Maybe. It’s under consideration.
Not now. But things could change as 2018 progresses.

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