FHA Lending Activity

FHA Producer Profile

Business characteristics of top FHA lenders contributing to Ginnie Mae MBS. Column headings are: total volume, average loan characteristics (loan-to-value, FICO score, debt-to-income), and sequential change. For each lender, the same breakouts are provided for purchase loans and refinances. For 2Q14 chart only: Column headings are: total volume, average loan characteristics (loan-to-value, FICO score, loan size), purchase loans as percentage, first-time homebuyer as percentage, and origination channel (retail, correspondent, broker).

3Q17 Data

2Q17 Data

4Q16 Data

3Q16 Data

1Q16 Data

4Q15 Data

3Q15 Data

2Q15 Data

1Q15 Data

2Q14 Data

Poll

With originations expected to drop in 2018, will your shop turn to non-QM/non-prime mortgage products as a way to bolster volumes?

Yes, definitely. We’re planning a launch.
No. It’s still difficult compliance/regulatory-wise.
Maybe. It’s under consideration.
Not now. But things could change as 2018 progresses.

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