Agency MBS/Secondary Activity

Agency Purchase and Refinance Trends

For each period, volume of loans securitized (as measured by unpaid principal balance), average underwriting characteristics (FICO, debt-to-income, loan-to-value and size), and volume by insurance type (private mortgage insurance, FHA, VA, and Rural Housing). For purchase loans, includes share attributable to first-time homebuyers. For refi, includes share of total securitizations.

1Q13-4Q16 Data

Agency Purchase-Market Activity

Agency purchase and first-time homebuyer volume by LTV band and channel. Average underwriting characteristics (FICO score, debt-to-income ratio, loan-to-value ratio and loan size) by agency for total purchase volume and for first-time homebuyers.

3M17 Data

Average underwriting characteristics (FICO score, debt-to-income ratio, loan-to-value ratio and loan size) by agency for total purchase volume and for first-time homebuyers.

By loan size, a listing of total purchase volume and volume for first-time homebuyers. Also includes for each volume category, distribution for agencies in total, for the two GSEs together and for GNMA. Chart also includes a second section with the same information based on channel and a third section with average underwriting characteristics (FICO score, debt-to-income ratio, loan-to-value ratio and loan size) by channel for total volume and FTHB.

12M14 Data

6M14 Data

Agency Refinance-Market Activity

By loan size, a listing of total refinance volume . Also includes for each volume category, distribution for agencies in total, for Fannie Mae, for Freddie Mac and for Ginnie Mae. Chart also includes a second section with the same information based on channel. Also includes average underwriting characteristics (FICO score, debt-to-income ratio, loan-to-value ratio and loan size) by volume grouping and by channel.

12M14 Data

Poll

The year is almost 75% done. How is mortgage origination volume at your shop?

We will fund about the same as we did in 2016.
We will fund more than last year – by a little.
We will fund more than last year – by a lot.
We will fund less than last year – by a little.
We will fund less than last year – by a lot.

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