Channel Analysis

Agency Channel Analysis: Top Sellers

Chart providing average loan characteristics by channel for top sellers to Fannie Mae, Freddie Mac, and Ginnie Mae. Lists total agency volume for seller and percentage of volume in each of three channels (retail, correspondent, and broker). For each of these four categories, provides average FICO, debt-to-income ratio, loan-to-value ratio and loan size as well as percent by loan purpose (purchase, refinance).

12M15 Data

9M15 Data

6M15 Data

3M15 Data

12M14 Data

6M14 Data

3M14 Data

Poll

With originations expected to drop in 2018, will your shop turn to non-QM/non-prime mortgage products as a way to bolster volumes?

Yes, definitely. We’re planning a launch.
No. It’s still difficult compliance/regulatory-wise.
Maybe. It’s under consideration.
Not now. But things could change as 2018 progresses.

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