Mortgages for Millennials

The millennial generation, roughly defined as those people born between 1981 and 1996, represents a large market (soon to be larger than the Baby Boomers) and, at 22 to 37 years old, one that is in the thick of prime first-time homebuying age. But they have a reputation for being short on funds due to student loan debt and even shorter on desire to own a home. And their shopping habits—even for something like a home loan—vary from previous generations.

In a new guide, Mortgages for Millennials, Inside Mortgage Finance examines the outlook for the millennial mortgage market and offers some key tips for capturing market share within it.

The guide includes discussion about:

  • The impact of the financial crisis on millennial homebuying.
  • The role student debt plays.
  • Credit-score and downpayment perceptions.
  • Marketing strategies for drawing millennials.
  • Mortgage products that appeal to millennials.
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What’s your opinion on how Mick Mulvaney has managed the CFPB since he took over three months ago?

He’s done a good job of paring back the agency’s excesses and we’d like to see more.


I hope he totally dismantles the agency and sends those functions back to the agencies hence they came.


Not bad, but he needs to take his time making additional changes.


We’re totally aghast. He’s gone way too far in protecting the rights of companies not consumers!