Industry Studies

Guide to Mortgage Subservicing

The volume of outstanding mortgage loans serviced by a company other than the one that owns the servicing rights has grown to $2.12 trillion at yearend 2017, fully 19.9 percent of all home mortgages in the U.S. In this guide, Inside Mortgage Finance examines what types of companies would benefit from using a subservicer, how to select one and set up the relationship, and steps an MSR owner must take to maintain a successful and compliant subservicing situation.

Mortgages for Millennials

The millennial generation is about to become the biggest ever--and its members are in the peak of prime first-time homebuying age. In this guide, Inside Mortgage Finance examines the outlook for the millennial mortgage market and offers some key tips for capturing market share within it.

Guide to Digital Mortgages

Explore the reasons to pursue a digital process, the best ways to get started and the obstacles to be on the watch for in Inside Mortgage Finance’s Guide to Digital Mortgages. The guide incorporates advice from lenders, lawyers, technology vendors and secondary market participants who are deeply involved in digital mortgage issues.

Guide to Non-Qualified Mortgages, 2nd edition

In a new 2nd edition of the Guide to Non-QM Lending, Inside Mortgage Finance examines the current state of the nonprime market and gets insight and feedback from three of the largest players in the space.

Guide to Jumbo Lending and Non-Agency MBS, 4th edition

In a new fourth edition of the Guide to Jumbo Lending and Non-Agency MBS, Inside Mortgage Finance looks at all aspects of the jumbo market, including data on originations, servicing and securitization, details about the changing conduit market, the effect of new disclosure regulation, the future outlook for jumbo securitization, deal agents and more.

Guide to Mortgage Originations Channel Strategies

This report looks at how lenders evaluate channel options to choose the mix that is right for their business. It also looks at additional decisions that must be made as one enters into new channels. The report covers the strengths and weaknesses of each channel, including exclusive insight from officials at some of the biggest lenders in each channel. The report also includes data on each of the origination channels, tracking trends in production along with ranking the top originators in each channel.

Complete Guide to Mortgage Buyback Strategies, 7th Edition

In an updated 7th edition of the Complete Guide to Mortgage Buybacks, Inside Mortgage Finance looks at the current state of repurchases and indemnifications, from legacy issues to new production, from agency and government-backed loans to non-agency securities to mortgage insurance.

Guide to Servicing Strategies and Mortgage Servicing Rights

Delve into the pros and cons of servicing transfers from the vantage point of buyers as well as sellers. You’ll learn what to weigh as you consider whether to enter the market and what to watch for—both in your own organization and in those across the bargaining table from you—when you do. The guide also includes three valuable 1Q2014 data sets: top servicers, top agency MBS servicers, and bank/thrift MSR trends.

Mortgage Seller's Guide to Agency Application

Inside Mortgage Finance looks at all aspects of the process to apply to sell mortgages to Fannie and Freddie, become an FHA-approved lender and participate in Ginnie’s MBS programs.

Seize the Opportunities, Overcome the Complexities: Guide to HARP 2.0

The HARP 2.0 program, with its ‘captured audience,’ is boosting mortgage bankers’ profits, and smaller firms, CUs and banks are preparing to get in on the action. However, there are challenges and hidden surprises awaiting as you think about going into this program and after you’re up and running. This report offers the nuts and bolts of HARP, what lenders need to consider, as well as what’s working for those who’ve already jumped in. (June 2012)

Guide to the Non-Agency Market: Position Yourself for the Impending Revival

This report profiles a number of jumbo lenders holding portfolio loans as well as those involved with non-agency securitization. You’ll find major players profiled, including real estate investment trusts, rating services and lenders. The market’s concerns about impending regulations are examined. Find opportunities and profits with data charts and market intelligence on the business of major players as well as others that are active in the market now. (May 2012)

Guide to the Foreclosure Settlement: A Model for National Standards

Although the $25 billion foreclosure settlement applies to only five servicers, government regulators, by their own admission, will be looking to apply some of the same restrictions and guidelines to a much larger group of servicers. Inside Mortgage Finance breaks down the settlement requirements in the easy-to-understand Guide to the Foreclosure Settlement: A Model for National Standards. This special report covers all aspects of the agreement and includes analysis from those directly involved in the negotiation. (May 2012)

Seize New Opportunities: Your Guide to Reverse Mortgages

This guide to reverse mortgages comes at a time when the two top HECM lenders have announced they are getting out of that business. (Sept 2011)

Understanding Mortgage Servicing Reforms 2011

Prepare for Big Changes in Mortgage Servicing Practices Major concerns with mortgage servicing were raised after servicers, struggling to keep up with the tidal wave of loan defaults, were accused of having inadequate processes in place. Attention has shifted to massive reforms in servicing, coming at the industry from many regulators. (June 2011)

Deciphering the New Loan Originator Compensation Rules

The Federal Reserve Board’s rules on loan originator compensation and the pay restrictions in the Dodd-Frank Act will represent a sea change in the way loan officers and mortgage brokers are paid for their services. Find out everything you need to know about the rules on loan originator compensation in this guide from Inside Mortgage Finance. (May 2011)

Guide to the Dodd-Frank Act

At 849 pages, the Dodd-Frank Act requires federal regulators to create 243 rules, conduct 67 studies, and issue 22 periodic reports, according to the law firm of Davis Polk. About 100 of the rules will impact the mortgage industry. (March 2011)

Legal Analysis of Foreclosure Issues

Understand the Legal Problems, Potential Threats and Outlook Procedural errors by servicers have revealed problems big enough to undermine the country’s mortgage finance system. It started with allegations of robo-signing, where individuals signed thousands of foreclosure documents without properly reviewing the necessary paperwork. (Dec. 2010)

Everything You Need to Know About Short Sales 2010 Report

Your Guide to Getting Short Sales Done. Short sales have rapidly gained popularity among servicers and distressed borrowers as a preferred alternative to foreclosure. And the Home Affordable Foreclosure Alternatives component of HAMP is expected to result in a substantial increase in short sales. (June 2010)

Loss Mitigation Update: Fourth Edition

A strategic report that gives you a comprehensive look at the loss mitigation developments and trends in a turbulent mortgage market. (2010)

The Rise and Fall of the Subprime Market

A 120-page authoritative history and analysis of the subprime mortgage market, with exclusive data from Inside Mortgage Finance and Inside Nonconforming Markets. (2009)

Guide to Combating Mortgage Fraud

Find out what strategies are being employed by states and lenders. Learn what's new in legislation and enforcement, and what you can do to combat mortgage fraud. (2009)

Loan Modifications Special Report

This exclusive report from Inside Mortgage Finance will help you guide your business through these difficult times as you work to manage your exposure. (2008)

LOS 2007

Whether implementing a new loan origination system (LOS), or updating an existing process, the decision to change origination technology is one of the riskiest undertakings for a company. LOS 2007, from the editors of Inside Mortgage Technology, will ensure you have the information you need to make educated business decisions.


With loan volumes declining, does your shop have plans to enter the non-QM lending market in 2019?

Yes, definitely. A solid move forward.
Yes, but only incrementally.
We’re pondering a move into non-QM, but haven’t made up our mind.
No, definitely not. We view it has too risky.

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