Mortgage Profitability Report 2Q13

At the halfway mark in 2013, banks and thrifts had racked up $15.869 billion in mortgage banking income, down only slightly from the same period in 2012. But with loan sales and originations both declining, the final 2013 numbers are expected to diverge more dramatically from the record $31.925 billion in mortgage banking income reported for all of last year. 

With the quarterly Mortgage Profitability Reportfrom Inside Mortgage Finance, you’ll learn what the current trends are in the mortgage business and what is fueling them. You’ll also get specifics on the ups and downs for individual players in the top tier and learn why they are headed in a particular direction.

Use the Mortgage Profitability Report to:

  • Gauge your own results against market returns.

  • Divine future market directions and allocate resources accordingly.

  • Scout new business opportunities.

Each quarter, your report will include data charts and accompanying analysis on:

Bank Mortgage Banking Earnings
Net income results for all institutions (961 institutions in 2Q13) and the market.

Mortgage Earnings Snapshot
Quarterly earnings for a selection of institutions based on earnings reports.

Mortgage Profitability: Production vs. Servicing
Comparison of production and servicing income for top firms.

Bank Mortgage Sales Activity
Mortgage sales results for the banking operations of all lenders (1,069 lenders in 2Q13) and the market.

Bank/Thrift Mortgage Repurchase/Indemnification Activity
Ranking of institutions (221 institutions in 2Q13) by repurchase volume.

Bank Mortgage Servicing Rights Assets
Unpaid principal balance of servicing for others and fair market value of MSRs for all top institutions (1,595 institutions in 2Q13).

The set includes four comprehensive charts that provide the complete list of applicable banks and thrifts. For Mortgage Sales Activity, for example, the list now extends to 1,069 banks and thrifts. These expanded charts are not available except through the Mortgage Profitability Report.

Each chart includes quarter-to-quarter and year-to-year comparisons. The analysis delves into the trends behind the numbers and the circumstances at particular institutions.

Print edition with shipping in the U.S. - $497.00
Print edition with shipping outside the U.S. - $547.00
PDF Format - $497.00

Please contact Customer Service if you need assistance: 1-800-570-5744


With originations expected to drop in 2018, will your shop turn to non-QM/non-prime mortgage products as a way to bolster volumes?

Yes, definitely. We’re planning a launch.
No. It’s still difficult compliance/regulatory-wise.
Maybe. It’s under consideration.
Not now. But things could change as 2018 progresses.

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