Mortgage Profitability Report 3Q12

Profits in the mortgage business have been building in recent quarters, driven up by such factors as increased production volume, yet tempered by, among other things, increasing skittishness about repurchases and the need for larger reserves.

With the quarterly Mortgage Profitability Report from Inside Mortgage Finance, you’ll learn what the current trends are in the mortgage business and what is fueling them. You’ll also get specifics on the ups and downs for individual players in the top tier and learn why they are headed in a particular direction.

Each quarter, your report will include data charts and accompanying analysis on:

Bank Mortgage Banking Earnings
Net income results for 50 top institutions and the market.

Mortgage Earnings Snapshot
Quarterly earnings for a selection of institutions based on earnings reports.

Mortgage Profitability: Production vs. Servicing
Comparison of production and servicing income for 10 top firms.

Bank Mortgage Sales Activity
Mortgage sales results for the banking operations of 50 top lenders and the market.

Bank/Thrift Mortgage Repurchase/Indemnification Activity
Ranking of institutions by repurchase volume.

Bank Mortgage Servicing Rights Assets
Unpaid principal balance of servicing for others and fair market value of MSRs for 50 top institutions.

Each chart includes quarter-to-quarter and year-to-year comparisons. The analysis delves into the trends behind the numbers and the circumstances at particular institutions.

Use the Mortgage Profitability Report to:

  • Gauge your own results against market returns.

  • Divine future market directions and allocate resources accordingly.

  • Scout new business opportunities.


Print edition with shipping in the U.S. - $497.00
Print edition with shipping outside the U.S. - $547.00
PDF Format - $497.00

Please contact Customer Service if you need assistance: 1-800-570-5744


With originations expected to drop in 2018, will your shop turn to non-QM/non-prime mortgage products as a way to bolster volumes?

Yes, definitely. We’re planning a launch.
No. It’s still difficult compliance/regulatory-wise.
Maybe. It’s under consideration.
Not now. But things could change as 2018 progresses.

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