John Bancroft

Executive Editor

Recent Stories From this Author

Refi Bump Helped Boost Retail Share in Late 2017, Correspondent Suffered
February 22, 2018 Wells Fargo was the top retail and correspondent lender in 2017 while United Wholesale Mortgage took home the gold in the...

GSE Credit Box Continues to Loosen, but Not by Much
February 20, 2018 Borrowers with credit scores below 700 accounted for 22.03 percent of GSE purchase loans last year…

Banks Increased MBS Holdings in Late 2017, but Individual Trends Differed
February 16, 2018 JPMorgan Chase and U.S. Bancorp each took different routes in shrinking their MBS portfolios…

Revised MI Data Show Lower Government Share in 2017
February 16, 2018 With $269.01 billion in flow MI business for the year, private MIs recorded a modest 0.6 percent increase from 2016.

Mortgage Insurers Lost Market Share Late in the Year, but Industry Gained Overall in 2017
February 15, 2018 After surging to an unusually high level of 26.6 percent in 2016, market share for the VA home-loan guaranty program eased to...

Behind the White House’s Request to Shore Up FHA Tech: 73 System Outages in 2017
February 15, 2018 The budget proposal calls for exempting “small lenders” – companies that generate about 20 percent of FHA business – from the...

The Correspondent Share of the FHA Market: 48.6 Percent
February 12, 2018 The correspondent share of the FHA market rose to 48.6 percent last year…

Agency MBS Production Down a Modest 6.9 Percent in January. Turbulence Ahead?
February 9, 2018 January volume was the lowest monthly total since May 2017…

Government and Jumbo Sectors Took the Biggest Lumps in 4Q17 Lending
February 8, 2018 The conventional-conforming market held up relatively well in the fourth quarter, with origination volume easing by just 0.7...

Retail Loans Less Risky in Agency Market
February 7, 2018 Although Freddie Mac had a higher average credit score than its rival GSE, Fannie Mae had slightly lower average DTI and LTV...


How many new retail loan officers (net) is your shop looking to hire in the first quarter of 2018?

1 to 10. We’re being careful.
11 to 30. We’re feeling slightly bullish.
31 or more. We’re in expansion mode.
None. We’re staying right where we are, for now.
We’re cutting back.

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