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Home » non-qm

Articles Tagged with ''non-qm''

Investor Losses in Expanded-Credit MBS Near Zero

March 11, 2021
Brandon Ivey
Prepayments helped pay down senior bonds, making the remaining subordinated tranches the larger share of an expanded-credit deal’s balance. Result: A larger cushion against potential losses, DBRS said.
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Few Losses on Non-QM MBS Even as Delinquencies Spiked

March 10, 2021
Brandon Ivey

Only a handful of non-QM MBS took losses. The reason: Investors were protected by credit enhancement...


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Chase Floods Secondary Market with Non-Agency Offerings

February 26, 2021
Brandon Ivey
In the span of two days, Chase offered a first-of-its-kind risk-sharing transaction involving non-qualified mortgages and two prime non-agency MBS, including one with a balance of $1.10 billion.
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MBS with Newer Non-QMs in the Market for First Time in 11 Months

February 26, 2021
Brandon Ivey
Ellington Financial and Credit Suisse are set to issue the first MBS with newly-originated non-QMs since the market was disrupted in March 2020.
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MFA Financial's 4Q Profit No Match for COVID Losses in 2020

February 23, 2021
Brandon Ivey

MFA Financial took a large loss in 2020. Overall, the company didn't acquire many non-QMs during the fourth quarter...


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Secondary Market for Non-QMs Perks Up with Chase and Ellington

February 18, 2021
Brandon Ivey
JPMorgan Chase is set to issue a credit-risk transfer transaction involving non-QMs and Ellington Financial is the first issuer with a non-QM MBS predominantly stocked with loans originated after March 2020.
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Short Takes: GSE Origination Flexibilities Extended / Few Foreclosures / Non-QM MBS from Caliber / Equitable Housing Hires at Freddie

February 11, 2021
Brandon Ivey

FHFA extended various origination flexibilities related to GSE mortgages through the end of March.


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Short Takes: Interest Rates Could Go Lower / LoanStream Loosens Non-QM Underwriting / Mergers Completed / NJ Broker Rebrands

July 6, 2020
Brandon Ivey

The average interest rate on 30-year fixed-rate mortgages could fall below 3.00% later this year, according to Freddie Mac's chief economist.


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