FHFA Delays DTI Ratio Fee Amid Industry Opposition

Lenders had argued that any debt-to-income ratio calculated early in the mortgage process would be subject to change and possible redisclosure requirements.

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FHFA Delays DTI Ratio Fee Amid Industry Opposition

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It was tough going for non-QMs in 2022, but many industry participants expect to see non-QM originations ramp back up this year. Does your shop have plans to enter the non-QM lending market?