• Sign In
  • Create Account
  • Sign Out
  • My Account
Cart
  • Inside Mortgage Finance
  • MBS & ABS
  • The GSEs
  • The CFPB
  • Mortgage Trends
  • FHA/VA Lending
  • Nonconforming Markets
  • Data
    • Subscribe to Data
Home » Guild Mortgage Introduces FHA-Compliant Energy Financing
Looking to read the full article? Subscribe today!

Guild Mortgage Introduces FHA-Compliant Energy Financing

May 4, 2018
Guild Mortgage has announced an FHA-backed financing program that would allow homebuyers to finance solar panels through a mortgage when purchasing a house. It is not Property Assessed Clean Energy financing, which has similar goals but is prohibited by FHA because it asserts lien superiority over all other liens, including a residential mortgage. Guild developed the program, FHA Solar, with FHA to ensure adherence to all agency loan requirements, according to a company representative. “It sounds like Guild slapped their own brand on a loan product that appears to fit among FHA’s various energy-efficient programs, not to be confused with PACE obligations, which are no longer a part of our single-family insurance program,” said a Department of Housing and Urban Development spokesman. FHA Solar is available to residents in California. It provides homebuyers the ...
News Inside Mortgage Finance Inside Mortgage Trends Inside FHA/VA Lending Inside the CFPB Government-Insured Lending Mortgage Insurance Originations Profitability Government-Insured Originations Programs & Policies FHA
Purchase this article for $55.00
Subscribe To The Newsletter

Latest Imf News

  • Ginnie Gains Servicing Share in Second Quarter

  • More Borrowers Possible With CFPB Change on Medical Debt

  • Bank Capital Requirement Proposal Would Squeeze Nonbanks

  • PennyMac’s REIT Issues Debt, Others Could Follow

More Imf News

Featured Data

  • Expanded-Credit Lending Roars Back in Second Quarter

  • ARM Originations Recover Slightly After a Slow Start

  • Ginnie Securitization Stabilizes in August

  • REITs Retreat Slightly from MBS in Second Quarter

More Featured Data

Featured Reports

  • Guide to Offshoring

  • IMF Mortgage Directory: Full interactive database

  • Agency Channel Analysis: 2Q23 (PDF)

  • Mortgage Servicing Rights Report: 2Q23 (PDF)

More Latest Reports

Featured Poll

Origination volume forecasts predicted a slowdown this year compared with last. Now that we’re halfway through 2023, is that what you’re seeing?

View Results
  • About
    • About Inside Mortgage Finance
    • Contact Us
    • Advertising
    • Privacy Policy
    • Article Reprints/Web Postings
    • Copyright FAQ
  • Customer Center
    • Subscribe
    • Request a Sample
    • Account Inquiries
    • Change of Address
    • Change of Delivery Method
    • Data Licensing
    • Password Reminder
    • Group Subscriptions
    • Refunds
    • Renew Your Subscription
  • Mortgage Data
    • Origination
    • Servicing and Portfolios
    • Mortgage Insurance
    • Securitization
    • Agency MBS Activity
    • Non-Agency MBS Activity
    • MBS Investor Activity
    • ABS Activity
    • Commercial MBS Activity
    • Funding Activity
    • Earnings and Financials
    • Regulatory Data
    • Mortgage Rates and Terms
    • Subscribe to Data
    • Lender Profiles
    • HMDA Dashboard
    • Contacts Directory
    • Custom Data
    • Data Licensing
  • Reports
    • Data Reports
    • Industry Studies
    • Regulatory Reports
    • Statistical Annual
    • Free Reports

© Copyright 2023 Inside Mortgage Finance Publications
Design, CMS, Hosting & Web Development :: ePublishing