Trade groups representing mortgage lenders and servicers generally support the change the bureau is making to its 2013 mortgage servicing rules under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) as it relates to certain early-intervention notices. In mid-October, the CFPB issued an interim final rule amending the timing requirements for providing subsequent written early-intervention notices to borrowers who have requested a cease in communication under the Fair Debt Collection Practices Act. The CFPB’s 2016 amendments to the 2013 mortgage servicing rules generally require that servicers send notices to delinquent borrowers every 45 days to inform them of available foreclosure prevention options. For borrowers who have invoked their cease-communication requirements, servicers must ...