Community banks in several states are working to increase their market share of mortgage originations as nonbanks have exited their markets, according to the Conference of State Bank Supervisors. However, credit unions have also gotten more aggressive with their lending, posing a threat to community banks. Charles Vice, chairman of the CSBS and commissioner of the Kentucky Department of Financial Institutions, said regulators in 28 states held more than 50 town hall meetings this year with community banks ...