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Home » Collateral Still Key Factor Keeping Applicants From Mortgage Approval
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Collateral Still Key Factor Keeping Applicants From Mortgage Approval

September 27, 2013
Despite recovering house values in most markets, insufficient collateral remained the biggest obstacle for consumers trying to get mortgage financing in 2012, according to a new Inside Mortgage Trends analysis of Home Mortgage Disclosure Act data. In virtually every category of the market, loan applicants were more successful in getting approved for a mortgage last year than they were back in 2011, the HMDA data show. Some 15.5 percent of loan applicants were turned down last year ... [Includes one data chart]
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