A proliferation of high-priced loans is hindering the ability of residents in minority neighborhoods to build wealth, according to a new analysis by the National Community Reinvestment Coalition. The analysis, which looked at data reported under the Home Mortgage Disclosure Act, is the latest to look at alleged disparities in subprime lending by focusing on first lien mortgages with annual percentage rates of 3 percent or more above Treasuries and second mortgages with APRs that…