Browse articles from all of our Newsletters related to Technology.

September 20, 2016 - IMFnews

Mortgage Trade Groups Fear an 'October Surprise' on the GSE CSP

“We’re extremely concerned the CSP would be transferred to a nonprofit or a corporation where the board members include executives from JPMorgan Chase or GE Capital,” CMLA's Corso said.

September 16, 2016 - Inside Mortgage Trends

Advanced Analytics Seen as Key for Growth

Benchmarking and other advanced analytics are helping many lenders grow their originations, according to TransUnion, a provider of data, analytics and consulting services. A recent survey by the company also found that a majority of lending organizations lack the resources to realize the competitive benefits of analytics. Versta Research surveyed 309 banks on behalf of TransUnion. Some 66 percent of the lenders said data and analytics are evolving faster than ...

August 26, 2016 - IMFnews

Should Residential Loan Officers Worry About Their Jobs and Automation?

Depending on where they work, mortgage loan officers can earn anywhere from 20 to 100 basis points per loan.

August 25, 2016 - IMFnews

Did Someone Die in the House You’re About to Make a Mortgage On?

California, Alaska, and South Dakota are the only states required to disclose death on property information in written disclosures…

August 19, 2016 - Inside Mortgage Trends

Should Loan Officers Worry About Automation?

With residential origination costs constantly rising, should rank-and-file loan officers worry that their jobs will eventually be automated away thanks to advances in technology? The thinking goes like this: Lenders are spending hundreds of million dollars a year in software upgrades to automate as many LO functions as they can. The ultimate goal is to reduce the number of loan officers and whittle down costs. Depending on where they work, mortgage loan officers can earn ...

August 19, 2016 - Inside Mortgage Trends

Plenty of Concerns Slowing Adoption of eMortgages

The mortgage lending industry continues to lag behind the level at which proponents of electronic mortgages – otherwise known as eMortgages – think lenders should be in adopting the technology. A recent survey by Fannie Mae and Freddie Mac reveals that there are still plenty of obstacles across a range of issues and pain points. “We found that eMortgage adoption continues to gain traction with lenders; however, the adoption has been slow due to ...

August 19, 2016 - IMFnews

What We’re Hearing: LO Jobs in Danger From Hal? / How Many Mortgage Loan Officers Are There? / The Human Touch / American Home’s Michael Strauss is Back with Nonprime Lender / 'Alt A' Lending May Return

Of course, it’s debatable how many LO jobs might disappear through automation...

August 17, 2016 - IMFnews

Short Takes: Underperforming LOs Should be Shown the Door / loanDepot’s Hsieh on What Investors Want / Former Goldman Trader Chin Takes it on the Chin / GSE Relief for Flooded Homes in Louisiana / New Hire for ATTOM

Joe Garrett added: “…if you keep mediocre producers around, it sends a message that you tolerate mediocrity…”


After the November elections, how long will it take for a new Congress and White House to pass GSE reform legislation?

I’m confident a bill will be passed the first year.
2 to 3 years. GSE reform is complicated.
Sadly it won’t happen in a Clinton or Trump first term.
Not in my lifetime.

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