Federal Home Loan Banks

Browse articles from all of our Newsletters related to Federal Home Loan Banks.

June 24, 2016 - Inside The GSEs

FHFA Examiners Hightlight GSE, FHLB Concerns in New Report

Examiners raised several issues in the Federal Housing Finance Agency’s annual report to Congress detailing the work of Fannie Mae, Freddie Mac and the Federal Home Loan Banks. One critical issue in the report, released last week, was the GSEs’ inability to build capital. Examiners said income reductions from shrinking portfolios, coupled with decreases in income from reserve releases and legal settlements and market-to-market volatility from their derivatives portfolio all increase the likelihood of negative net worth in future quarters. Moreover, the examiners said credit-risk transfer initiatives also impose costs that will reduce the GSEs’ earnings. Fannie’s problem assets continued to decline in 2015, but the examiners...

May 27, 2016 - Inside The GSEs

Indianapolis FHLB Makes First Aggregated Pool MPP Payout

The Federal Home Loan Bank of Indianapolis awarded members this month its first aggregated pool payout in the Mortgage Purchase Program. The MPP was created to reward members for selling high-credit, quality performing loans. Forty-three Indiana and Michigan depository members received more than $761,000 in Lender Risk Account fund payouts. These payouts ranged from $65 up to as much as $112,000 depending on the dollar volume of originated mortgages sold into the pool. The MPP also offers stand-alone pools but the aggregate pools give smaller originators access to more competitive loan pricing that normally only would be available to larger-volume loan originators. Participants in the pool begin receiving LRA payouts...

May 27, 2016 - Inside The GSEs

Director Watt Worries FHLBanks are Veering From Core Mission

Federal Housing Finance Agency Director Mel Watt is worried about mission creep in the Federal Home Loan Banks and urges them to return to focusing on their core constituents. During remarks at the Federal Home Loan Bank Director’s Conference in Washington this week, Watt said the FHFA continues to monitor whether the FHLBanks are sufficiently focused on their core mission of providing advances and supporting secondary mortgage market access for member institutions. …


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