Alt A Mortgage

Browse articles from all of our Newsletters related to Alt A Mortgage.

August 21, 2015 - Inside Nonconforming Markets

Subprime Volume Indicators and Performance

A page of subprime and jumbo data.

August 21, 2015 - Inside Nonconforming Markets

GSEs’ Alt A Performance Improves, Losses Persist

Delinquencies are declining in the government-sponsored enterprises’ holdings of Alt A mortgages but outsized losses from the loans remain an issue. Purchased and guaranteed Alt A mortgages account for the largest portion of the GSEs’ remaining involvement in the nonprime market, according to an analysis by Inside Nonconforming Markets. Fannie Mae held $109.70 billion in purchased/guaranteed Alt A mortgages as of the end of the second quarter of 2015 ... [Includes one data chart]

August 21, 2015 - Inside Nonconforming Markets

Slow Start for Originations of Near-Prime Non-QMs, Along with a Trailblazing MBS

More than a year after the Consumer Financial Protection Bureau’s standards for qualified mortgages took effect, originations of near-prime non-QMs remain limited. However, industry participants are optimistic that originations will pick up and Lone Star Funds recently jolted the sector with a non-agency mortgage-backed security. The $72 million non-agency MBS from Lone Star was backed by non-QMs originated by Caliber Home Loans, a lender owned by the private-equity firm ...

August 7, 2015 - Inside Nonconforming Markets

Subprime Volume Indicators and Performance

A page of subprime and jumbo data.

August 6, 2015 - Inside Mortgage Finance

Jumbo, Government Programs Excel in Second Quarter’s Booming Purchase-Mortgage Market

The fastest-growing sectors of the mortgage market during the second quarter of 2015 were jumbo loans and government-insured production, according to a new Inside Mortgage Finance ranking and analysis. The conventional-conforming segment remains the biggest piece of the mortgage market, accounting for 52.8 percent of originations during the second quarter. Back in early 2013, when refinance activity accounted for three of every four new home loans, the conventional-conforming share was 68.1 percent. Lenders generated...[Includes two data charts]

July 24, 2015 - Inside Nonconforming Markets

Subprime Volume Indicators and Performance

A page of subprime and jumbo data.

July 24, 2015 - Inside MBS & ABS

Angel Oak Provides an Update on Its Non- Agency Securitization Plans, Well Sort Of…

Angel Oak Home Loans is still contemplating issuing a security backed by non-agency, non-prime mortgages, but the company’s original self-imposed deadline of July is not going to happen, according to officials familiar with the Atlanta-based originator. As reported by Inside MBS & ABS last month, Angel Oak had been shopping around a roughly $100 million package of nonprime whole loans to several investors. It’s unclear whether any of the portfolio traded. The fact that the lender had been trying...

July 23, 2015 - Inside Mortgage Finance

M&A Roundup: More MSR Deals Hit the Market; Sale Of RoundPoint Mortgage Uncertain; Deal or No Deal?

Several large servicing portfolios of $1 billion or more hit the market in the past few weeks, but dealmakers and investors continue to wonder about the largest prize of them all: RoundPoint Mortgage, Charlotte, NC, which owns roughly $52.18 billion of receivables and ranks among the top 25. Investment banking officials who claim to have knowledge of the RoundPoint situation maintain that its owner, The Tavistock Group, is hell-bent on selling the nonbank, but as far as coming to final terms with a buyer, any buyer, that’s a different matter. It’s...


During the first half of 2015 all residential lenders originated a better-than-expected $805 billion of home mortgages, according to Inside Mortgage Finance. What do you expect in the second half?

Just as good. We like what we’re seeing.
Better. Applications are strong.
Worse. We’re worried about rates, seasonality.
A lot worse. The fourth quarter could be a killer.

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