Inside Mortgage Finance Publications, Inc. User Agreement &
Insidemortgagefinance.com SERVICE USER AGREEMENT
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Inside Mortgage Finance Publications, Inc. has created this statement to demonstrate our firm commitment to privacy. The following discloses our information-gathering and dissemination practices for this website.
If you have any questions about this privacy statement, your subscription, the practices of this site, or your dealings with this website, you can contact Inside Mortgage Finance, 7910 Woodmont Ave., Suite 1000, Bethesda, MD 20814, at (301) 951-1240 or (800) 570-5744, or email our customer service.
COLLECTION AND RETENTION OF INFORMATION BY INSIDEMORTGAGEFINANCE
Inside Mortgage Finance Publications may require that you provide certain identifying information (personally identifiable information) such as name, address, telephone number and email address to gain access to one of our products or services or to enhance your experience on our site. By providing this information, you are granting Inside Mortgage Finance the permission to use or share your information unless you specifically opt out as provided below.
USE OF INFORMATION COLLECTED
- Informational, marketing and promotional purposes on behalf of IMFpubs products and services, IMFpubs partners and third parties, including such benefits as any future free services, informing you of service enhancements or promotional items;
- To disclose that information to third parties when we have reason to believe that such disclosure is necessary to identify, contact or bring legal action against someone who may be causing injury to or interference with (either intentionally or unintentionally) IMFpubs rights or property, other members or users of Insidemortagefinance.com or anyone else who could be harmed by such activities; and
- To disclose that information to third parties when we believe in good faith that the disclosure is required by law or a court of competent jurisdiction.
IMFpubs may also gather anonymous information that may be used by the company or shared with third parties. This information does not personally identify you but may be helpful for improving the services we offer. Generally, this information is collected through traffic data.
We collect only the IP address, which sometimes can be converted to a domain name, but not the email address of visitors to our web page, aggregate information on what consumers access or visit; and information volunteered by the consumer, such as survey information and/or site registrations.
SALE OF ASSETS
As IMFpubs continues to develop its business, we may sell or buy other businesses or assets. A buyer or successor will have access to information collected on our website, as this is considered a transferable business asset.
From time to time, IMFpubs and other mailers (through list rental or exchange agreements with IMFpubs) will send you email newsletters, product announcements, surveys or other information via email, direct mail or telephone. If you prefer not to receive any or all of these communications, you may opt out by following the directions provided within the email newsletters and product announcements or by contacting our customer service department toll-free (800) 570-5744 or (301) 951-1240, or by emailing customer service.
From time to time, we may use customer information for new, unanticipated uses not previously disclosed in our privacy notice. If our information practices change at some time in the future, we will post the policy changes to our website to notify you of these changes and provide you with the ability to opt out of these new uses.
PRODUCTS AND SERVICES
Throughout the site, we mention organizations, products, and services that might interest users. This does not signify our endorsement of them. The fact that a certain organization, product, or service is not listed on our site may mean that we are not aware of its existence.
IMFpubs.com is not directed to individuals younger than 18 years of age, and IMFpubs does not intend to collect any personally identifiable information from such individuals.
We have appropriate security measures in place to protect against the loss, misuse or alteration of information that we have collected from you at our site. If you feel that this site is not following its stated information policy, you may contact us at the above address or phone number. We use industry-standard efforts to safeguard the confidentiality of your personal identifiable information, such as firewalls and secure socket layers where appropriate. However, "perfect security" does not exist on the internet.
Although your privacy is very important to us, due to the existing legal, regulatory and security environment, we cannot fully ensure that your private communications and other personally identifiable information will not be disclosed to third parties. Third parties may unlawfully intercept or access transmissions or private communications. Additionally, in the unlikely event we need to investigate or resolve possible problems or inquiries, we can disclose (and you authorize us to do so) any information about you to private entities, law enforcement or other government officials, as we, in our sole discretion, believe necessary or appropriate.
WHOM TO CONTACT
- GSE Private Mortgage Insurance Profile
- Mortgage Profitability Report
- GSE Seller Profile: 1Q13
- GSE Repurchase Activity Full Year 2012
- Top Mortgage Players
- 2013 Mortgage Market Statistical Annual
What should be done to reform Fannie Maes and Freddie Macs position in the mortgage market?
- Wind the two GSEs down as quickly as possible while setting up some new government guarantee program for conservatively underwritten conventional mortgages.
- Let the two GSEs continue to funnel money to the Treasury while developing a plan to take them out of conservatorship as private companies.
- Do nothing since the housing market is too dependent on the two GSEs and Congress is unlikely to agree on a major change in the status quo anytime soon.
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