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Volume 25 - Number 5

March 3, 2014

CFPB Urges Credit Card Firms to Give Customers Free Credit Scores

The CFPB last week urged the nation's top credit card companies to make credit scores and related content freely available to their customers. Apparently, some credit card companies recently began making credit scoring information freely and regularly available to their customers on monthly statements or through online access. CFPB Director Richard Cordray recently sent letters to the nation's top credit card companies urging them to follow suit. "A regularly available credit score may prompt more Americans to review their credit standing and pull their free annual credit report at," the CFPB said.

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HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

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