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Volume 21 - Number 3

February 9, 2010

VA Retains 1 Percent Origination Cap, Requires Itemized Disclosure

The Department of Veterans Affairs will continue to require lenders to break out the origination fee and charges either on a new line in the HUD-1 closing statement or on a separate disclosure sheet. The VA issued the new guidance in the wake of new Real Estate Settlement Procedures Act rules, which took effect Jan. 1 to bring clarity and transparency to the mortgage settlement process...

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