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Volume 21 - Number 17

August 23, 2010

State Roundup

New York. The NY Department of Banking has adopted new regulations to enhance oversight of mortgage servicers. Among other things, servicers are required to pursue loss mitigation options with homeowners, including loan modifications, in order to prevent foreclosure. In order to handle loan modifications, servicers are...

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The Consumer Financial Protection Bureau is completing its first six months of operation. Based on the agency’s regulatory pronouncements and announcements to date, how do you think the agency is doing?

It’s doing a good job of balancing consumer protections with regulating the mortgage industry.
It’s too early to tell what kind of job the CFPB is doing.
It’s not needed and should be closed down.

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