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Volume 18 - Number 4

February 21, 2014

Downloads Available: Mortgage Profitability: Production vs Servicing - 12M13

Servicing Gains Help Fourth-Quarter Results

Mortgage servicing helped lenders increase their mortgage-banking income during the fourth quarter of 2013, according to an Inside Mortgage Trends analysis of earnings reports from 10 major lenders, including the top three in the industry. The 10 companies reported a combined $2.193 billion in servicing-related income during the fourth quarter, up 19.8 percent from the previous period. That was considerably more than the $1.324 billion the lenders reported on production-related income ...

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After the November elections, how long will it take for a new Congress and White House to pass GSE reform legislation?

I’m confident a bill will be passed the first year.


2 to 3 years. GSE reform is complicated.


Sadly it won’t happen in a Clinton or Trump first term.


Not in my lifetime.


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