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Volume 18 - Number 18

September 5, 2014

GSE PMI Plan Would Increase Costs, Report Says

Some of the features of the Private Mortgage Insurance Eligibility Requirements recently put out by Fannie Mae, Freddie Mac and the Federal Housing Finance Agency would probably increase costs and cyclicality in the mortgage and housing markets to an unnecessary degree, according to a new report by Moody’s Analytics and the Urban Institute. Study authors Mark Zandi and Cristian deRitis (Moody’s) and Jim Parrott (the Urban Institute) said the standards should succeed in ensuring that ...

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After the November elections, how long will it take for a new Congress and White House to pass GSE reform legislation?

I’m confident a bill will be passed the first year.


2 to 3 years. GSE reform is complicated.


Sadly it won’t happen in a Clinton or Trump first term.


Not in my lifetime.


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