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Volume 18 - Number 13

June 27, 2014

Downloads Available: Top GSE Seller Profile: Risk Categories Jan. - May 2014 (100 Sellers)


Biggest Slice of GSE Business Comes From High FICO/Mid-Range LTV

The biggest source of Fannie Mae and Freddie Mac business during the first five months of 2014 came from loans with high credit scores and loan-to-value ratios that don’t require mortgage insurance, according to a new Inside Mortgage Trends analysis. Some 34.0 percent of mortgages securitized by the two government-sponsored enterprises through May of this year had credit scores of 740 or higher and LTV ratios ranging from 61 percent to 80 percent ... [Includes one data chart]

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After the November elections, how long will it take for a new Congress and White House to pass GSE reform legislation?

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