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Volume 2014 - Number 8

February 27, 2014

Downloads Available: Large Mortgage Servicer Delinquency Rates and Inside Mortgage Finance Large Servicer Delinquency Index

Mortgage-Delinquency Rates Edge Lower in Late 2013, Small Increase in Less-Severe Categories

Mortgage-delinquency rates continued to improve as 2013 came to a close, ending the year at the lowest level in over five years. The overall delinquency rate was 7.73 percent as of the end of December, according to the Inside Mortgage Finance Large Servicer Delinquency Index, the lowest reading since the third quarter of 2008, when it was 7.42 percent and rocketing higher....

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After the November elections, how long will it take for a new Congress and White House to pass GSE reform legislation?

I’m confident a bill will be passed the first year.


2 to 3 years. GSE reform is complicated.


Sadly it won’t happen in a Clinton or Trump first term.


Not in my lifetime.


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