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Volume 2014 - Number 23

November 7, 2014

Downloads Available: HAMP Activity by Non-Agency Servicers - 3Q14

Loan Mod Activity Slows in Third Quarter

The number of loan modifications completed in the third quarter of 2014 was lower than activity in other recent quarters, according to servicers and data from the Home Affordable Modification Program. While improved borrower performance contributed to the slowdown, some servicers suggest that changes in federal modification programs were also a factor. A total of 29,384 permanent HAMP mods were started in the third quarter of 2014, down 14.6 percent from ... [Includes one data chart]

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After the November elections, how long will it take for a new Congress and White House to pass GSE reform legislation?

I’m confident a bill will be passed the first year.


2 to 3 years. GSE reform is complicated.


Sadly it won’t happen in a Clinton or Trump first term.


Not in my lifetime.


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