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This biweekly resource helps mortgage executives grow and manage their FHA business. Lenders have flocked to FHA financing to reach a larger pool of borrowers who need the agency's low downpayments. But there are constant changes as HUD looks to tinker with FHA programs to minimize problems and Congress looks to alter the government's role in mortgage financing. Seize the opportunity to increase market share with up-to-date competitive intelligence and exclusive data on the rapidly changing FHA market found only in Inside FHA Lending. This newsletter is published 25 times a year.

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Poll

What do you think is the biggest hurdle to meeting the new QM standards in the CFPB’s ability-to-repay rule?

A debt-to-income (DTI) cap of 43%.

48%

A 3% cap on points and fees.

29%

An interest rate cap of the average prime offered rate (APOR) plus 1.5%.

23%

Housing Pulse