About Inside FHA Lending
Lenders have flocked to FHA financing to reach a larger pool of borrowers who need the agency's less stringent underwriting. But increased FHA lending is revealing problems such as rising delinquencies and some questionable players.
Expect to see constant changes as HUD looks to tinker with FHA programs to minimize problems and Congress looks to alter the government's role in mortgage financing.
Seize the opportunity to increase your market share with up-to-date competitive intelligence and exclusive data on the rapidly changing FHA market, including:
- Top 50 FHA Lenders
- FHA Lending by State
- Top FHA Jumbo Lenders
- Average FHA FICO Scores
- Top 50 Ginnie Mae Issuers
- Top FHA Servicing Portfolios
- Top 203(k) Rehabilitation Lenders
- Top HECM (reverse mortgage) Lenders
No one in the mortgage or housing markets can afford to ignore the Federal Housing Administration these days. Subscribe to Inside FHA lending now to make sure you receive the latest news and analysis of all FHA programs, plus updated data every quarter.
Inside FHA Lending is published biweekly, 25 times a year. Est. 2008.
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What do you think is the biggest hurdle to meeting the new QM standards in the CFPBs ability-to-repay rule?
- A debt-to-income (DTI) cap of 43%.
- A 3% cap on points and fees.
- An interest rate cap of the average prime offered rate (APOR) plus 1.5%.