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November 25, 2014

So, You Thought the CFPB Was Done With Its Mortgage Rulemaking?

By Thomas Ressler

However, the rule is not clear on how many times this could occur over the life of the mortgage.

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Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

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