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November 18, 2014

FHFA: Extensive ‘Testing’ Underway at Common Securitization Platform

By Charles Wisniowski

In 2015, the team at the GSE common securitization platform will focus on implementation of the remaining software components...

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.

47%

Yes, by a lot.

5%

Yes and, heck, we may even do non-QM lending.

14%

No, not at all.

26%

No and we may even tighten credit.

7%