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October 22, 2014

Flagstar Boosts Originations by 21 Percent, but CFPB Settlement Hammers 3Q Results

By Paul Muolo

However, there was some good news. Flagstar reported residential originations of $7.19 billion, a 21 percent gain from 2Q.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

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