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October 20, 2014

CFPB Throws the Industry a Few Bones on theTRID Rule

By Thomas Ressler

This could mean lenders would require borrowers to lock interest rates only during business hours or even early in the day.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results