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September 30, 2014

Higher-Priced Mortgage Lending on the Rise?

By Brandon Ivey

While higher-priced lending is on the rise, pricing on these originations isnít nearly as high as it was in the subprime boom.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results