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August 21, 2014

First-Time Homebuyer Share of Home Purchases Rises Significantly

By Brandon Ivey

The increased market share for first-time homebuyers is part of a seasonal trend that has occurred in each of the past three years.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.

47%

Yes, by a lot.

5%

Yes and, heck, we may even do non-QM lending.

14%

No, not at all.

26%

No and we may even tighten credit.

7%