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August 14, 2014

Sources: PHH Selling $3.8 Billion in Ginnie MSRs, IMA Out With a New Deal Too

By Paul Muolo

One bidder who has looked at the Ginnie MSR package from PHH described it as “seasoned with some delinquencies in it.”

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Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

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