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August 4, 2014

Mortgage Closing Fees on the Rise, Driven By New Regulations

By Brandon Ivey

Mortgage origination fees and third-party fees increased in the past year, according to a new survey by Bankrate.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results