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July 24, 2014

10 Trade and Consumer Groups Tell FHFA: Please, No Increases in G-Fees or LLPAs

By Charles Wisniowski

The 10 groups question “whether it is appropriate for the GSEs to target private sector returns while in conservatorship.”

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.

47%

Yes, by a lot.

5%

Yes and, heck, we may even do non-QM lending.

14%

No, not at all.

26%

No and we may even tighten credit.

7%