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July 23, 2014

CFPB Proposes Adding Unvetted Customer Narratives to Complaint Database

By Thomas Ressler

Mortgage industry representatives are quite leery about the CFPB proposal. The comment period ends August 22.

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Poll

With rates higher this year, there has been talk of lenders liberalizing their underwriting standards in an effort to increase volume and make up for lower refis.

Do you think your shop will loosen standards over the coming three months?

Yes, but not by much.
Yes, by a lot.
Yes and, heck, we may even do non-QM lending.
No, not at all.
No and we may even tighten credit.

vote to see results