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July 21, 2014

Market Share Loss in Mortgages by Megabanks Bottoming Out?

By Paul Muolo

But have layoffs by the megabanks hurt their ability to fund loans should mortgage rates fall further?

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Poll

HUD has announced a 25 basis point cut in FHA premiums, which is slated to take effect in late January. Is your lending shop for or against a cut in FHA premiums?

For. It should help lending volumes.
Against. The private MI sector should take on this risk, not the government.
Too early to say.
I believe the new White House may scuttle the idea so it doesn’t matter.

vote to see results